Comparisons
Bank / United Kingdom

Zopa

Zopa offers personal loans paid as a lump sum and repaid in monthly instalments.

Sources checked: 9 Sept 2026
Official website

Products and scope

  • Personal loan

Zopa offers personal loans paid as a lump sum and repaid in monthly instalments.

Legal entity

The exact contracting entity has not been established in this research.

Bank

Official register

Financial Conduct Authority

Entity-level registration has not been independently verified.

A register entry is not a recommendation, guarantee or approval by Comprhub.

Pricing model

Rates and eligibility depend on assessment. Compare the APR, fees and total repayable using a personal quote.

Before you choose

Compare the total amount repayable, interest and fees, not only the monthly payment. Borrowing creates a repayment obligation.

Financial Conduct Authority

Sources

Zopa official product page

Official-source overviews. No affiliate links, quotes, applications or guaranteed eligibility.